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Capital Culture

Corporate Transparency Act Blocked by US District Court




As reported by ABC.org, on December 3rd, a notable victory for the Associated Builders and Contractors (ABC) and its constituents unfolded in the U.S. District Court for the Eastern District of Texas, where a federal judge issued a nationwide preliminary injunction halting the implementation of the beneficial ownership information (BOI) reporting requirements mandated by the Corporate Transparency Act (CTA).


In the case titled Texas Top Cop Shop, Inc., et al. v. Garland, et al., the judge ruled that a nationwide injunction was imperative, given that one of the plaintiffs, the National Federation of Independent Business (NFIB), advocates for members across the country. This decision aims to provide relief for small businesses pending the legal proceedings. Prior to the court's intervention, small businesses meeting specific criteria were facing a January 1, 2025 deadline to submit BOI reports to the U.S. Department of the Treasury.


“The ruling is a significant win for small business contractors around the country,” remarked Kristen Swearingen, ABC’s vice president of legislative and political affairs. “The CTA’s onerous reporting requirements would have significantly affected small business operations, forcing companies to dedicate time and resources or risk costly penalties. ABC applauds the court’s decision and will continue to promote a regulatory environment that protects America’s small business community.”


The legal landscape surrounding the CTA saw further developments on March 1st, 2024, when another federal judge declared the act unconstitutional following a protracted 16-month legal struggle led by the National Small Business Association. This effort was bolstered by support from the S-Corporation Associates of America and other stakeholders from the Main Street Employers Coalition, with ABC among them. However, it is crucial to note that this latter ruling was confined to the members of the NSBA. In contrast, the December 3rd decision has broader implications, applying to companies on a nationwide scale, and is expected to remain in place until the conclusion of ongoing legal proceedings. At that point, the court may elect to issue a permanent injunction. Nevertheless, the government is anticipated to appeal the preliminary injunction, and ABC urges its members and small business owners to seek legal counsel regarding the recent ruling.



The origins of the Corporate Transparency Act trace back to January 1st, 2021, when Congress enacted it into law. This legislation was designed to establish a framework facilitating the reporting, maintenance, and disclosure of beneficial ownership information, a move aimed at bolstering national security, intelligence, and law enforcement efforts against money laundering, terrorism financing, and other illicit activities.


In response to concerns regarding the incorporation of the CTA into the 2021 National Defense Authorization Act, ABC, along with a coalition of small business organizations, submitted a letter to congressional leaders. Their communication voiced apprehensions that the enactment of the CTA would undermine privacy protections and impede the economic recovery of Main Street businesses.


Moreover, ABC engaged with the Treasury’s Financial Crimes Enforcement Network (FinCEN) during a notice of proposed rulemaking that sought public input on the implementation of the CTA's reporting requirements. Their feedback highlighted that the framework outlined by the CTA would compel millions of small businesses—including nearly every employer with 20 or fewer employees—to relay specific personal information about their beneficial owners to FinCEN and undergo periodic updates.


ABC further contended that America's small businesses, which constitute the bulk of ABC’s membership, generally lack the personnel or resources necessary to grasp and comply with the reporting obligations delineated in the CTA. The act stipulates grave consequences for noncompliance, including significant fines and potential imprisonment for small business owners.





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